Medicare Advantage Open Enrollment in Seymour, IN
Are you Ready for Open Enrollment?
You can only join, switch, or drop a Medicare Advantage Plan (Part C) or Medicare drug plan (Part D) at certain times during open enrollment periods.
You have likely had your own private insurance, either an individual policy or through your employer more likely, but now it is the time that you look at transitioning to a Medicare insurance plan in Seymour, IN. There are a number of decisions that need to be made and our team at ISU-Bright Agency can help provide you the information that you need. This is especially true when you are looking at enrolling in a Medicare Advantage plan, and you need to know when the right time is to do your enrollment. But this is just the start of the decisions that you will need to make, and contacting us to schedule time to discuss things is your best option.
Medicare Advantage Plans in Seymour, IN
Medicare Advantage plans offer alternatives to original Medicare by covering things that Medicare doesn’t while also covering the basic Parts A and B that original Medicare does cover. Plus, many Medicare Advantage plans also include a number of other things that make them enticing, such as covering vision and dental benefits. But, there is more than one Medicare Advantage plan available so knowing what you are getting is important.
Health Maintenance Organizations (HMOs) are the Medicare Advantage plan kind that nearly two out of every three people on a Medicare Advantage plan are on. These are very popular because they provide more value for the costs of the plan, but they are more limited on where they can go to see a physician, except for emergencies. While there are several other plan types, this is the most common one that is used.
Open Enrollment & Re-Enrollment Checklist for Indiana Residents
If you want to get ahead, prepare these few things before and during open enrollment and then contact ISU-Bright Agency to discuss your options:
- ☐ Create a list of your current providers, including primary doctors and specialists
- ☐ Save a copy of your prescription drug list so that you can compare prescription drug plans
- ☐ Consider potential screenings or diagnostics you may expect to have over the next 12 months to ensure your plan includes the coverage you need
Once you have Medicare, the open enrollment period is your annual opportunity to make changes to your coverage options. During this period, you can:
- Switch from Original Medicare to a Medicare Advantage plan
- Switch your current Medicare Advantage plan to a new one
- Join a Medicare Part D (prescription drug) plan
Medicare Supplement Plans in Seymour, IN
You may decide that a Medicare Advantage plan is not the right option, so you instead choose original Medicare for your insurance. But even with this option, there are other Medicare Supplement plans that you should look at to see if you want to add these to your original Medicare plan. While these Medigap plans will cover different things based on which insurance company in Seymour, Indiana offers them, they will cover some things that are out-of-pocket costs with Medicare. Our team at ISU-Bright Agency will help you sort through all of your options.
Choosing the right Medicare Advantage plan doesn’t have to be intimidating. Seymour was laid out and plated on April 27, 1852, by Meedy and Eliza Ewing Shields, near the 1809 Indian Treaty Corner and approximately two miles south of the village of Rockford, Indiana. During the Civil War, Seymour and Jackson County fielded 2,571 volunteers for the Union cause. Contact us when you are ready to enroll in Medicare Advantage.