We’ll all eventually get there, so it is important to understand how you go about enrolling in a Medicare Advantage plan. The open enrollment dates are coming up fast and it is important that you understand all of your options, so give a call to our team at ISU-Bright Agency. There are several key dates that you will need to understand in order to not miss your best opportunity in move into Medicare or a Medicare Advantage plan. It all begins with your 65th birthday as that is when you are first able to enroll in Medicare. Contact us today to learn more and all of the dates that you will need to keep in mind.
Dates to Know for Medicare Advantage
The first date to know is actually a range of dates, and they all center on your birthday. For a total of seven months, three months on either side of your birthday month, as well as your birthday month, you can enroll in Medicare or a Medicare Advantage plan. But this is just the start of the various date ranges that you should be aware of.
The next date range is October 15 through December 7 and this is commonly referred to as the Medicare Annual Enrollment Period. During this time, if you have the original Medicare Parts A and B, you now can make a change to enroll in a Medicare Advantage plan with or without drug coverage. If you enrolled in a Medicare Advantage plan during your initial enrollment, you can switch to a different Medicare Advantage plan.
Different Medicare Advantage Plans
While original Medicare is basically the same for everyone, Medicare Advantage has a number of different providers and this means that the different insurance companies offer different things with their plans. As an independent insurance agency we work with many different insurance companies and can help you compare the different Medicare Advantage plans to see which one will provide you with the offerings that best match your needs.
Insurance in general can be a complicated beast, and Medicare and Medicare Advantage plans are no different. This is why it helps to work with a knowledgeable person to help answer your questions and show you the differences when it comes to the Medicare Advantage plans that are available. ISU-Bright Agency has been helping people with their insurance needs for nearly 30 years. Let us shop the market for you to find you the best options for the best price.