Medicare Advantage Open Enrollment in North Vernon, IN
Are you Ready for Open Enrollment?
You can only join, switch, or drop a Medicare Advantage Plan (Part C) or Medicare drug plan (Part D) at certain times during open enrollment periods.
Medicare Advantage plans are popular alternatives to the original Medicare for retirees in North Vernon, IN. But do you know when the open enrollment period is for Medicare Advantage plans? Talk with our team at ISU-Bright Agency and we can help you take the right steps to enroll in a Medicare Advantage plan.
It starts with knowing that Medicare Advantage open enrollment happens from January 1 through March 31 of each year. But if you are a first-time Medicare Advantage plan enrollee then you can sign up at the same time as Medicare plans which is October 15 through December 7.
Contact our team today to learn more.
Medicare Advantage Plans in North Vernon, IN
So you make the choice between original Medicare and a Medicare Advantage plan, but now you have further choices with the Medicare Advantage plans. Did you know that there are six different kinds of Medicare Advantage plans? Some of them you may be familiar with, while others might surprise you that they exist at all.
Many have heard of Health Maintenance Organizations (HMOs) as well as Preferred Provider Organizations (PPOs), and these are two of the options that you have that are wrapped in the Medicare Advantage group. Most of what you will see offered will fall into one of these two options. However, there are other options that can include a Special Needs Plan (SNP) which is geared toward those with chronic conditions like diabetes as well as those who qualify for Medicare and Medicaid.
Open Enrollment & Re-Enrollment Checklist for Indiana Residents
If you want to get ahead, prepare these few things before and during open enrollment and then contact ISU-Bright Agency to discuss your options:
- ☐ Create a list of your current providers, including primary doctors and specialists
- ☐ Save a copy of your prescription drug list so that you can compare prescription drug plans
- ☐ Consider potential screenings or diagnostics you may expect to have over the next 12 months to ensure your plan includes the coverage you need
Once you have Medicare, the open enrollment period is your annual opportunity to make changes to your coverage options. During this period, you can:
- Switch from Original Medicare to a Medicare Advantage plan
- Switch your current Medicare Advantage plan to a new one
- Join a Medicare Part D (prescription drug) plan
Medicare Supplement Plans in North Vernon, Indiana
If you opt to go with the original Medicare plan and not one of the different Medicare Advantage plans, then you have the option of getting a Medicare Supplement Plan, often referred to as Medigap plans. These Medicare Supplement Plans are designed to cover certain out-of-pocket costs that original Medicare Parts A and B do not cover. Each individual insurance company offering these Medigap plans includes different things, so it is important that you speak with our team at ISU-Bright Agency to make sure that you have the right policy in North Vernon, Indiana.
Understanding Medicare and Medicare Advantage plans can be a challenge. North Vernon was originally called Tripton, sometimes referred to as “The Gem of the Midwest” and under the latter name was platted in 1854. The city boasts ample outdoor spaces to enjoy activities like golf, kayaking, fishing, hunting, wooded trails for walking, running and biking, several different styles of parks, and a new swimming facility. Contact us today to learn more about all of your options.