Medicare Advantage Open Enrollment in Columbus, IN
Are you Ready for Open Enrollment?
You can only join, switch, or drop a Medicare Advantage Plan (Part C) or Medicare drug plan (Part D) at certain times during open enrollment periods.
We will all get to the point in Columbus, IN where we need to make decisions when it comes to Medicare insurance coverage. While original Medicare is still an option, there are now Medicare Advantage plans that are alternatives to original Medicare. It is important that you understand the steps needed to enroll in a Medicare Advantage plan and our team at ISU-Bright Agency can provide you with all of the information needed to get things sorted out. The first is to understand when you can enroll in a Medicare Advantage plan and make sure that you are prepared for the change. Contact us today to learn when the open enrollment period is and get your questions answered.
Medicare Advantage Plans in Columbus, IN
If you’ve made the choice to go with a Medicare Advantage plan, now you have further choices to make about what kind of Medicare Advantage plan you really want. There are actually six different types of Medicare Advantage plans, however, most people will only be interested or qualify for one of two options: Health Maintenance Organizations (HMOs) as well as Preferred Provider Organizations (PPOs).
The other kinds of Medicare Advantage plans for different situations, but they are used much less often. For example, there is a Medical Savings Account (MSA) Medicare Advantage plan that works like a health savings account. They feature a high deductible with a savings account that you withdraw from for qualified expenses. These also don’t offer prescription drug coverage, which is just one reason why they aren’t as popular as other plan options.
Open Enrollment & Re-Enrollment Checklist for Indiana Residents
If you want to get ahead, prepare these few things before and during open enrollment and then contact ISU-Bright Agency to discuss your options:
- ☐ Create a list of your current providers, including primary doctors and specialists
- ☐ Save a copy of your prescription drug list so that you can compare prescription drug plans
- ☐ Consider potential screenings or diagnostics you may expect to have over the next 12 months to ensure your plan includes the coverage you need
Once you have Medicare, the open enrollment period is your annual opportunity to make changes to your coverage options. During this period, you can:
- Switch from Original Medicare to a Medicare Advantage plan
- Switch your current Medicare Advantage plan to a new one
- Join a Medicare Part D (prescription drug) plan
Medicare Supplement Plans in Columbus, Indiana
Medicare Advantage plans seem to get a lot of attention, but original Medicare is still used by millions of people. If you opt for original Medicare then you have the option to add a Medicare Supplement plan to help cover some costs that are otherwise not covered by original Medicare. These Medigap plans vary from the different insurance companies that offer them, and by working with ISU-Bright Agency we can help you get the right plan in place in Columbus, Indiana.
Don’t leave yourself unprotected from health issues. Joseph McKinney was the first to plot the town of Columbus, but no date was recorded. Local history books for years said that the land on which Columbus sits was donated by Tipton. But in 2003, Historic Columbus Indiana acquired a deed showing that Tipton had sold the land. The first railroad in Indiana was constructed to Columbus from Madison, Indiana in 1844. Contact our team to get all of your questions answered and have the proper health insurance when you retire.