General Liability Insurance in Madison, IN

General liability insurance for Madison, IN, hardware store and other business ownersIf you are a business owner in Madison, Indiana, have you considered general liability insurance? Your business is your livelihood, so you need to protect it. The same goes for any employees that you may have; they rely on your business continuing so they have jobs. What you need for your business is general liability insurance. This is sometimes referred to as business insurance or even commercial insurance, but whatever you call it, be sure you call ISU-Bright Agency for a talk with your agent about it. While it isn’t required, it is something that will help to ensure your business is around for the long-term. The longer you wait, the more likely it is that you’ll encounter a situation where you wished you would have called sooner.

What Does General Liability Cover?

General liability insurance covers several important aspects to help protect your business. The first item that it covers is bodily injury to a third party. For example, if a delivery person trips on a rug, falls and breaks their wrist, general liability insurance would help pay for the medical bills and cover the cost of a lawsuit if one were to be brought. The second area it covers is for third party property damage. If in the course of your business you accidentally damage someone’s building, the general liability insurance would cover the costs of repairing the damage.

Other areas that general liability insurance covers include reputational harm if someone sues your business for slander or libel, and for advertising injury if another business claims that your advertising looks too similar to theirs.

General Liability and other Commercial Insurance in Madison, Indiana

General liability insurance is just the most common type of commercial insurance that businesses should have in place. But your business is unique, and you may benefit from other, more specific insurance policies, depending on what you do and where you do it. Policies like professional insurance, worker’s compensation insurance, builder’s risk insurance, or even a good umbrella policy are things your ISU-Bright Agency agent can talk through with you. Give us a call today!

Downtown Madison, IN, is beautiful and has some really great little shops. Local coffee shops, restaurants, bed & breakfasts, and stores give a small-town charm that makes you feel at home. Madison’s location across the Ohio River from Kentucky, made it an important location on the Underground Railroad, which worked to free fugitive slaves. The Madison Regatta draws about 70,000–100,000 people annually on the July 4 weekend and hosts an H1 Unlimited Hydroplane race. No matter what type of business you are in, general liability insurance in Madison, IN, is the smart choice. Contact ISU-Bright Agency to learn more!