Driving without knowing if you’re covered should the unthinkable occur is dangerous and irresponsible. If you were involved in an accident while operating your automobile, motorcycle, or boat, would you have enough coverage to replace it? To pay the hospital bills for your own or your family’s injuries or those of someone else.
Let us look at the importance of having car insurance:
This pays you when you’re in an accident with someone who does not have insurance coverage.
Personal injury risk
Significant injury risk consideration applies to wounds that you, the relegated driver or policyholder, cause to someone else.
Property damage Liability
Personal injury protection (PIP), also known as no-fault insurance, helps cover expenses like medical bills, lost wages or funeral costs after a car accident, no matter who is at fault.
Collision coverage helps pay to repair or replace your vehicle if it’s damaged or destroyed in an accident with another car, regardless of who is at fault. That’s different from liability coverage, which helps pay for damage to another person’s car from an accident you cause.
Comprehensive coverage protects your vehicle from unexpected damage, such as a tree branch falling on it or hitting an animal
Contact a licensed insurance professional at ISU-Bright Agency today so we can review your current homeowner’s, auto, and farm insurance policies. We are happy to help residents around Madison, IN, Seymour, IN, Columbus, IN, or North Vernon.